Expanding Small Business Financing Opportunities For Your Business

Small business financing is often the only way for some businesses to get the capital they need to open their doors, expand operations, or develop new services and products. However, the Great Recession created some significant hurdles for personal and business loan applicants who boasted less-than-perfect credit scores.

However, recent investigations suggest that banks are starting to open their doors to business owners in greater numbers. Although credit requirements remain above what they were before the recession, lending has indeed warmed up for many business owners. Where many businesses were just "treading water," they've now entered an era of cautious and optimistic growth.

Another positive sign in small business financing is the improved cash flow in the nation's major banks, which has led to increased lending activity and an overall reduction in average commercial loan rates. With the recession fading into the background of the economy, small businesses that have been waiting for an improved economy are finding that banks are willing to deal with businesses that might have had shortfalls a few years ago. Small businesses and fledgling companies that have been conservative in hiring and expansion efforts post-recession have finally become eligible for loans.

According to data compiled by the federal government, one of the major sources of small business financing today has been loans through the Small Business Administration (SBA). One of the reasons why looking at banks that provide loans that are guaranteed by the SBA is a savvy way of obtaining a business loan is because the government list of banks represents lenders who are already interested in making loans to small entities. Looking at these banks reduces the time a business owner might need to spend to find commercial lending opportunities. It's also a good idea to locate a bank with loan officers who have prior experience with SBA loans.

However, getting business and commercial loans still requires a solid application. In small business financing, one of the most powerful features of a loan application is the business plan. Banks are much less likely to hand over a check if the business plan isn't fleshed out, accurate, and professionally written. A business plan with typos or a lack of information on cash flow, budget, and fiscal projections won't impress a loan officer. Some small business experts advocate hiring a business plan writer to ensure the final document is as professional as it can be when it's sent to the bank.

The government has taken an interesting step in encouraging growth of small business by reducing the fees associated with SBA loans. Borrowers already enjoy SBA loan rates that tend to sit below traditional loan rates, but low fees on certain SBA loans may make these small business financing methods even more cost-effective than they were in the past. For example, loans under $ 150,000 no longer have fees and short-term loans guaranteed by the SBA also feature lower rates than many standard bank loans. This means that brand new start-ups or businesses that are nothing more than an idea in a garage are possible for new borrowers.

Small business loan applicants should remember that the interest rates on SBA loans aren't set by the government, but are part of a negotiation between the bank and the applicant. However, there are maximum rates set in place so the interest on business and commercial loans will never exceed a certain amount. Since the bank has some leeway in setting an interest rate, it's worth it for a small business owner to come to the table with a credit rating that's as high as possible. Small business financing today isn't a cakewalk, but getting a loan as a brand new business is possible in today's lending environment.

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Smart Entrepreneurs Wear Six Hats

Entrepreneurs are necessarily optimistic. You need to be, it allows you to see the possibilities around you and act on them.

However, the downside is that your emotional attachment can blind you to problems that are otherwise obvious to someone who is not as personally invested in the project.

This is why smart entrepreneurs learn to wear six hats: six "Thinking Hats". Originally defined by psychologist Edward DeBono, the Six Thinking Hats are a structured creativity tool to help you look at a situation from different perspectives, to solve a problem or to foresee and minimize risks before they turn into problems.

When you "wear" a specific color hat, it gives you permission to look at your problem is a specific way:

  • White Hat: Analytical – What does the data say? Look at the available data, both quantitative and qualitative. What are past trends? What can you extrapolate? Where is the evidence to support your assumptions? Where do you need more data?
  • Red Hat: Emotional – How do you feel about this? Access your intuition, gut reaction, emotion. Talk about your feelings about the situation, where you feel good and not as good. How would others feel about this?
  • Black Hat: Pessimist – What could go wrong? Think cautiously, defensively, why it might not work. Poke holes in the idea, look for the weak spots, all with the intention to identify what needs to be addressed in order to overcome any problems.
  • Yellow Hat: Optimist – What if all goes right? Think optimistically, positively. Imagine all the opportunities, the benefits, the advantages. Reach for the stars!
  • Green Hat: Creative – How can we make this better? Use your creative juices to think "out of the box". Explore weird tangents, unexpected synergies, make it into a "purple cow" (something remarkable that stands out from the crowd).
  • Blue Hat: Process – What do we need to do now? Direct the process of creativity so avoid getting stuck. When in "Blue Hat" mode, step back from the problem and consider if you are giving all of the other hats equal time.

Entrepreneurs seem to do quite well with the Yellow, Red and Green Hat approach to thinking about an idea. There is more resistance to the White Hat (analytical) and definitely a big block around Black Hat thinking. Could this be because the Analytical and Pessimist are associated with external control?

There is nothing to fear from the Black Hat – it can be your best friend. Wearing the Black Hat gets you out of cheerleader mode and forces you to examine your assumptions up close. From personal experience, I know that when a project backfires, the failure can be traced back to an assumption that was not properly tested. Black Hat thinking gives your project real traction by foreseeing the difficulties and encouraging defensive planning. This makes the plan more resilient and improves the probability of success.

As you explore wearing the various hats, put on the Blue Hat (Process) from time to time to see if you are considering all the perspectives of your project. Note that the purpose of this thinking exercise is not to assign fault or blame. The mindset of every Hat is to make sure the project succeeds.

It is great fun to dream big and to reach for the stars. But if you want to make any progress, you need to keep your feet on the ground. Practice wearing the Six Thinking Hats as you plan and execute your business project. This mindset will give you the traction to power your project towards real and enduring results.

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The Impact Of Computers On The Economy

The advent of computers has markedly improved our economy and standards of daily living as business, commerce and global trade has flourished at unprecedented rate over the past decades. Furthermore, it has significantly increased the utilization of resources which in turn resulted to a big deluge of output in many business establishments. Despite the brief periods of recession, the economy's sudden downward dive did not leave a devastating impact as predicted as it readily bounced back after a period of adjustments.

The computers served as a tool for global communication where the export and import of manufactured goods between and among countries' businesses are being arranged as communication through electronic mails or emails travel as fast as the speed of light. With the entry of imported products in the local market, consumers nowadays need not go abroad only to sample some of the world's finest food, clothing and apparel and grooming products.

As trade among nations allowed the phasing-out of some barriers, imported goods freely enter the market of a given country with a markedly reduced tax imposed on such goods thus lowering the selling price of the manufacture. As the economic rule proves true that abundance in the supply lowers the price of a commodity. Because of the stiff competition, international manufacturers and suppliers are given no other alternatives except to mark down the price of their commodities to be able to stay on the business ladder.

Because of computers, Business Process Outsourcing or BPO has provided countries such as India, the Philippines and South Africa a kick to their economy by providing thousands of jobs to its workforce. Countries providing for outsourcing on the other hand, receive the largest boost to their economy as they are relieved of paying for the manpower costs in their own country as cheaper labor cost in other countries allow them to cut-back expenses. Records show that India alone has revenue of US $ 10.9 billion from offshore BPO and US $ 30 billion from IT and total BPO in 2008 giving the country 5-6% share of the total BPO Industry.

The computers and the internet has provided for an avenue where scientists and researchers of pharmaceutical companies for example, to conduct modifications on certain medications, develop drugs of superior quality than other existing drugs and discover new ones that promise immense financial rewards for the sole production and distribution for a period of time.

Indeed, the invention of computers and the internet has become the most effective catalyst for competition to grow not in increments but in big deluge giving businesses the scare of their lives. As competition gets stronger, manufacturing companies employ various marketing strategies to increase sales which ultimately end up to benefit the consumers in general.

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3 Benefits of Using a Bounce House

A bounce house is a perfect way to entertain children for a church picnic, birthday party or similar event. It is a great way to get the children playing outside, and makes a fun and social activity for everyone to enjoy. Here are three of the main benefits of using the bounce house:

Safe to use

A high-quality bounce house is safe to use for all kinds of special events and makes sure children are kept in a protected and secure environment. Most of the inflatable structures are made using a thick vinyl material for the floor and wall surfaces which lets the little ones jump and play without having to be concerned with the inevitable bruises and bumps that are typical with other activities.

Also, the vinyl material is very easy to clean and maintain which means a regular clean will make sure the bounce house is entirely free of debris, dirt and germs.

Social skills

The regular use of a bounce house can be very effective at promoting social skills. It will encourage young children to take turns and behave in the right way when with other people. Plus, the other positives in this area include the ability to learn and appreciate the benefits of cooperation and being more aware of the needs of other children.

Healthy fix

Most children will have boundless amounts of energy when at parties or similar events. A great way to burn off the excess energy is with a physical activity such as playing and jumping. This will ensure the children are worn out and more calm at other times of the day when it is not necessary to be so active, such as meal time, relaxing with family, or watching a TV or special show.

While children are having fun in the bounce house they will benefit from a healthy dose of cardio. Any child that jumps around will give their heart rate a boost which will help to improve the cardiovascular health. Also, the jumping action is useful for strengthening the muscles and bone density, while also enhancing body flexibility with the ability to train the ligaments, tendons and joints. A further good quality is the potential to achieve weight loss by increasing the metabolism rate and the ability to stay active over a long period of time.

All in all, the option to buy or hire a bounce house for a special event is certain to benefit the entire family and make it possible to not only have fun but also to reap the wide-ranging health benefits.

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Travel Writing – Write in the Third Person

If you are writing travel articles than consider what is best to enable you to get the maximum possible opportunity for getting your articles published. One of the tips to consider is that of whether to write in the first or third person.

There are some clever and popular travel writers, for sure. Some of them are household names. Others are new and inspiring. These people find it easy to write in the first person. They say "I did this" or "I did that." Their articles are of a high standard.

However, it can be difficult to write in this way and, especially if you are not established, it can be difficult for readers to connect with you. Frankly, people don't always want to know what YOU did, what YOU ate and where YOU went. Your article is, after all, not an autobiography. It is a travel article.

People feel more comfortable when you talk and write in the third person (unless they know you or know of you). So, you would say, "proceed down Western Avenue" rather than "I proceeded down Western Avenue" and "try the duck in wine sauce" rather than "I had the duck in wine sauce."

You are giving your reader a guide, a blueprint and an opportunity to loosely base their travel plans and experiences on the facts you can supply. You are not asking them to live a typical day in YOUR travel itinerary.

Allow your readers to experience the travel information you have in an objective and factual way. Write in the third person, not in the first.

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Alternative Career Paths For Professional Educators

There is a broad range of careers that you can pursue with a background in education, many of which you may never have thought of. You can use your teaching skills for career opportunities in higher education, childcare administration, publishing, information science, journalism, sales, marketing, human resources and much more. And this is by no means an exhaustive list; this is just the tip of the iceberg. And it stands to reason that if you can wrangle a gaggle of kindergartners, seventh-graders or first-year college students, you have many of the skills necessary to manage employees in various settings.

Let's take a closer look at a few of the career options mentioned above to get you thinking in some broadening directions:

Higher Education

Do you feel drawn to the world of academia and higher education? Educators and teachers are able to transition with relative ease into jobs in higher ed- college administration, student affairs, curriculum development, alumni relations and development, human resources, you name it. Having a master's degree in education as your foundation, your teacher skills are quite transferable in the higher education workplace, both in faculty and administration. You can work toward becoming a professor, perhaps a dean of a department, a director of financial aid; the possibilities are endless. The Chronicle of Higher Education, the go-to publication for Higher Education professionals, can better help you get a grip on the ins and outs of academia.

Curriculum Specialist / Instructional Coordinator

As a teacher, you've probably been (or will soon be) intimately involved in planning, preparing coursework and developing syllabi for your classes. If you enjoy that aspect of teaching and want to shape the student learning process on a grander scale, think about becoming an instructional coordinator, or curriculum specialist. You'll train other teachers, choose textbooks, coordinate the implementation of technology, evaluate existing programs for suitability and success or even develop a unique curriculum to be used by teachers. This is an exciting and creative field, and for many, as rewarding as teaching.

Information Science

As a direct result of the digital revolution, information science is one of the most exciting fields emerging today. Information scientists attend to how people present, access and use information of all kinds. The amount of data and information available is ever expanding, and is increasing across fields and contexts-from the natural and social sciences, to the humanities, to private and public sectors alike. Educators play an important role in how this information is presented and how we access it. Digital libraries, websites, blogs and all types of online user services are emerging that rely on knowing how a person learns and accesses information, and how others respond to it. Opportunities in new media, online publishing and distance education-just to name a few-abound for students trained in educational practice and theory.

Human Resources

Do you enjoy forging professional relationships and team building? You may want to consider human resources development, perhaps as a personnel or labor relations specialist. Human resources, as a job field, is ever-evolving-pulling together elements of psychology, management, financial planning, economy and development to help steer and guide a company toward shared goals. While it's true that human resources professionals are commonly thought of as bridges between the management and workforce, it can be so much more. So do some investigating yourself; check out this broad and informative overview of careers in human resources, training and labor relations management.

Museum Curator

Are museums your cup of tea? They often employ those with education degrees as archivists, curators and technicians. Museum jobs offer an educational and fascinating alternative to the classroom. An archivist will research, classify and catalog information of all types-photos, news articles, film, video and sound recordings, letters, books and all manner of electronic data. A curator, on the other hand, is more likely to deal with tangible items-art, collectibles, historic objects, bits of nature-and coordinate displays or programs for the public. Museums are the educational cornerstones to our past and future, and museums are always in need of emerging professionals, so check out the American Association of Museums career page to learn more.

You've just had a look at a very small slice of the career options available to those with master's and professional degrees in education. With the ways in which we interact, learn and work changing so rapidly, entire industries are being built around emerging technologies and new economies. Perhaps the wheels have started turning for you and you've begun to realize that a master's degree in education is in no way a limitation on your career options, but instead can prepare you for a whole world of exciting work opportunities. Do your own research, delve deep into your own interests-work will never feel like work as long as you're doing what you love.

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The History Of Industrial Engineering

The Accreditation Board for Engineering and Technology defines industrial engineering as: the profession in which a knowledge of the mathematical and natural sciences gained by study, experience and practice is applied with judgment to develop ways to economically, the materials and forces of nature for the benefit of mankind concerned with the design, improvement and installation of integrated systems of people, materials, equipment and energy. It draws upon specialized knowledge and skill in the mathematical, physical and social sciences together with the principles and methods of engineering analysis and design to specify, predict and evaluate the results to be obtained from such systems.

History

The origins of industrial engineering can be traced back to many different sources. Fredrick Winslow Taylor is most often considered as the father of industrial engineering even though all his ideas where not original. Some of the preceding influences may have been Adam Smith, Thomas Malthus, David Ricardo and John Stuart Mill. All of their works provided classical liberal explanations for the successes and limitations of the Industrial Revolution.

Another major contributor to the field was Charles W. Babbage. a mathematics professor. One of his major contributions to the field was his book On the Economy of Machinery and Manufacturers in 1832. In this book he discusses many different topics dealing with manufacturing, a few of which will be extremely familiar to an IE. Babbage discusses the idea of ​​the learning curve, the division of task and how learning is affected, and the effect of learning on the generation of waste.

In the late nineteenth century more developments where being made that would lead to the formalization of industrial engineering. Henry R. Towne stressed the economic aspect of an engineer's job. Towne belonged to the American Society of Mechanical Engineers (ASME) as did many other early American pioneers in this new field. The IE handbook says the, "ASME was the breeding ground for industrial engineering. Towne along with Fredrick A. Halsey worked on developing and presenting wage incentive plans to the ASME. It was out of these meetings that the Halsey plan of wage payment developed. The purpose was to increase the productivity of workers without negatively affecting the cost of production. The plan suggested that some of the gains be shared with the employees .. This is one early example of one profit sharing plan.

Henry L. Gantt belonged to the ASME and presented papers to the ASME on topics such as cost, selection of workers, training, good incentive plans, and scheduling of work. He is the originator of the Gantt chart, currently the most popular chart used in scheduling of work.

hat would Industrial Engineering be without mentioning Fredrick Winslow Taylor. Taylor is probably the best known of the pioneers in industrial engineering. His work, like others, covered topics such as the organization of work by management, worker selection, training, and additional compensation for those individuals that could meet the standard as developed by the company through his methods.

The Gilbreths are accredited with the development of time and motion studies. Frank Bunker Gilbreth and his wife Dr. Lillian M. Gilbreth worked on understanding fatigue, skill development, motion studies, as well as time studies. Lillian Gilbreth had a Ph.D. in psychology which helped in understanding the many people issues. One of the most significant things the Gilbrethss did was to classify the basic human motions into seventeen types, some effective and some non-effective. They labeled the table of classification therbligs. Effective therbligs are useful in accomplishing work and non-effective therbligs are not. Gilbreth connected that the time to complete an effective therblig can be shortened but will be very hard to eliminate. On the other hand non-effective therbligs should be completely eliminated if possible.

In 1948, the American Institute for Industrial Engineers (AIIE), was opened for the first time and began to give a professional authenticity for the practicing engineers. Up to this time industrial engineers really had no specific place in the hierarchy of a company. The ASME was the only other society that required its members to have an engineering degree prior to the development of the AIIE.

What is the future for Industrial Engineers? With analytical methods and the advancing technologies for the computer, modeling complex production and service systems will become more and more an every day task.

Performing a motion study. Every job can be broken down into its' fundamental work elements. The Gilbreth family found that there are seventeen of these motions. The time to complete each motion does not change. Jobs can be studied visually or through the assistance of a camera for micro-motion studies.

The environment for the workers also needs to be set up to promote efficiency of work. Tools should be placed in fixed locations to eliminate the search and selection therbligs. Work surfaces and chairs should be adjusted to the correct working heights to eliminate stress. Whenever possible, gravity feeders should be used to deliver parts to the correct location. The worker's tools should be designed to eliminate multiple cuts. Adjustment handles should be designed to maximize the operator's mechanical advantage.

Performing a time study. Without a standard the company will find it hard to estimate lead-time on their products. Times very greatly when the employee does not know what the expectation of company is. In order to correct this problem the IE will develop a fair standard expectation for each operation. It has been estimated that 12% of a company total cost comes from direct labor. Another 43% of cost comes from the material cost. The other 45% is spent in overhead. So the idea that the largest productivity gains can be felt on the floor does not hold up in this light. A good time study will take into account the unavoidable delays, fatigue, and to an extent, outside interferences. Time for wasteful steps, such as searching for tools, will not be included in the final standard. The expectation is that the workplace will be designed to accommodate the work and will be free from this type of waste.

Set-Up Times Set up time is the amount of time it takes to begin producing different parts on a machine. If set-up times remain large the company will operate with high levels of work in progress and finished goods tying up the companies valuable capital. Companies that fail to reduce their set-up times have a tendency to look sluggish in regards to their customers.

Cost An IE will generally be responsible for coming up with a cost analysis on the equipment purchase. There are a several ways of coming up with this. Lifehow long the machine is expected to last when developing the cost analysis.

Efficiency The traditional way of looking at efficiency was to keep the machine running at a 100% The idea was the cost of the machine could be spread out over the amount of time it was kept running. The higher the machines efficiency, time running / time available, the better the accounting numbers looked in regards to machine cost.

Material The IE is concerned with the delivery and flow of material throughout the plant, often the plant has evolved as the company has.

Lot size To allow the manufacturer to stay flexible the production lot sizes should be minimalized. This will only be economical after the reduction of machine set-ups have been achieved.

Inventory Levels Since inventory is capital that cannot be converted until finished and purchased by a consumer, it should be kept to a minimal. Inventories not only tie up capital but if the customer requests a change then the inventory runs the risk of becoming obsolete.

Quality The quality of the material can affect all parts of the system. Poor quality material often introduces excessive amounts of rework into each of the processes. A typical job for an IE would be to work with the quality department to set up a Quality Management system QMS.

Maintenance The amount of maintenance that the machine is going to require is a variable that must be considered. Another issue about maintenance is whether or not the staff on hand will need to be retrained.

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5 Personal Finance Apps For Your Smartphone

Remember that foggy zone you used to be in when you wanted to take complete control of your finances? When you wanted to be more responsible in saving and spending to plan the present and future? Those foggy days are over and the days of finance apps on your smartphones that bring more clarity with ease of use are here. We are discussing top 5 finance apps that will prove to be useful to you.

  1. Mint.com Personal Finance

This application is one of the best personal finance apps. It syncs with your bank transactions and categorizes them automatically. It creates customized budget based on your past spending. It keeps track of your spending and keeps reminding you about your budget. You can create separate mini budget for entertainment, gas, eating out-things you want to monitor. The app sends you reminders, alerts and color codes the categories so that you know when you reach danger zone. It also offers tips on stocks and investment.

Platform: iOS, Android

Price: Free

2. MoneyWise

This app is very easy to use. It is a budgeting and expense tracking app. MoneyWise enables you to set your financial goals. It monitors the cash flow, categorises your expenses and with the help of colored charts and graphs it lets you know about the status of the expense categories. You can export the data from this app as HTML or CSV files.

Platform: Android

Price: Free

3.Spending Tracker

This app as the name suggests tracks your expenses. It will help you unlock the mystery of where exactly your money goes every month. You will be able to organize your expenses on daily, weekly or monthly basis. It can be customized to suit your needs. The easy to read fonts and charts make it a fun little tracker.

Platform: iOS

Price: Free

4. Expense Manager

This app enables you to track your expenses across categories on weekly, monthly or yearly basis. You can search for individual transactions, set up payments alerts, import and export data from your phone to your desktop and take pictures of receipts while storing. It has currency calculator, tax calculator etc. It is a neat little useful app.

Platform: Android

Price: Free

5. You Need A Budget (YNAB)

This app is one for the whole family. It syncs with YNAB desktop software (required). It can budget across multiple accounts, analyze and can show the transactions of the whole family instantly. A free version is also available.

Platform: iOS, Android

Price: $ 4.99

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How Are Milling Machines Used in the Automotive Industry?

Like many industries, the automotive industry is one that has seen changes over the course of its existence. One of the changes is in the way that the parts are manufactured for the end product. At one time, many of the parts were made by machines that were largely controlled by men but today, many of those machines are computer-controlled to provide a greater degree of accuracy.

Machining is not always used for the production of body parts but it is required for many of the critical components that go into the operation of the vehicle. For example, milling machines are often used for producing components such as gearboxes and engine blocks. Here are some of the specific ways in which milling machines are used in the automotive industry.

Some of the parts that go into the automobile are going to be machined with a cutting tool. This type of tool removes small fragments of metal from the part that is being worked in order to bring it to a specific dimension. They can also help to shape the part and to finish the surface so that the end product is at a very specific size. This allows the parts fit together precisely, extending the life of the automobile by avoiding wear and tear.

Many of the automobile parts are going to be bolted together. This is also another case in which machine tools are going to be used to provide a precise end product. The holes are bored, finished and threaded to allow for this to take place.

As was mentioned earlier, many of the milling machines that are now used in the automobile industry are controlled by a computer. This type of CNC machining produces a much more accurate end product. In turn, the accuracy allows for the production of high-performance equipment in comparison to what was being produced during the early part of the 1900s. The machines that are currently being used are controlled by computer software, which allows for very precise movements within the machines. Although there is some minor deviation from the actual path in comparison to the programmed path, known as contouring error, it is minimal.

One of the factors that are often considered in this industry is the cost of the machines that are used to develop the parts of the automobile. Keeping production costs at a minimum helps to keep the prices lower for the consumer. In this and many other industries, however, it is necessary to produce a high-quality part. Even though the use of used milling machines is common, it is necessary to look into the accuracy of those machines carefully. Fortunately, many of the machines that are used in the automotive industry are well cared for, so long life can be expected.

As technology continues to change, the way that the automotive industry produces the end product will change along with it. Today, CNC milling machines are used in many parts of the automotive industry to produce the precise parts that are used in automobiles that we operate.

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Head First Java, a Peculiar Style of Learning

A Different Style of Learning

Due to a justifiable reputation for being difficult to learn, the java programming language has long needed a training course that could ease the journey. By adopting an interesting comic book approach that mixes peculiar art works with a clever teaching style, the authors of Head First Java provide an easy to grasp solution to the java education problem.

A Full Featured Java Training Course

Though simplistic in presentation, Head First Java is a fast paced book. After presenting an early introduction into the features of object-oriented programming, the author's move quick to link java into the applications of encapsulation, inheritance, and polymorphism. The book addresses the GUI programming front, network programming, midi sequencing, and the command lines of the java library. Though sometimes limited in content, the range of topic coverage is significant. Every reader will close the final pages with a workable foundation in java application.

Advantages

Head First Java targets experienced programmers. The material, as presented, assumes that the student possesses a reasonable familiarity with several basic programming topics. Yet the applied approach to learning is intuitive in nature, almost equivalent to a child's word game. The difficult components of the object-oriented programming design model are exposed in easy to understand byte sized nuggets. Concepts like inheritance and polymorphism take on a new aspect of reader clarity. Even the beginner programming student can profit from this book.

Disadvantages

While resourceful and helpful, the strange teaching methods used by the authors of Head First Java are sometimes offensive in nature. If crude mannerism has become a necessary component of effective teaching, Kathy Sierra and Bert Bates have hit the mark.

Final Points

The teaching style used in Head First Java resides outside the world of mundane education. The book, though at times crude, is generally acknowledged as a "fun" read that successfully accomplishes its primary purpose. It teaches the student how to effectively apply the java programming language.

Acquire the book, apply its wisdom to the challenge of learning Java, and have some fun with the illustrations to boot. Follow along through example, practice, and corny jokes as Kathy Sierra and Bert Bates reduce the java coding language into a manageable and usable designer's tool.

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